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This is because your regular insurance may not pay out as much as it will cost to replace your vehicle and the GAP.

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Gap insurance will not pay to repair your car When you file a claim reimbursements from your standard and gap insurance carriers to your auto. GAP Protection TX Credit Union Vehicle Coverage CRCU. GAP does not refund advance payments or vehicle equity. What gap insurance does do in the event of a total loss it pays the difference.

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